The cross is God’s righteous solution to the problem of sin, as well as His greatest display of love toward sinners. Law and grace, life and death, as well as time and eternity all intersect at the cross; displaying a divine wisdom that staggers the imagination and leads the humble heart to bow in thankful adoration. To understand the cross of Christ is to understand the heart of God toward a fallen world He wants to save.
Scripture reveals that the cross satisfied the righteous demands of a holy God: “For all have sinned and fall short of the glory of God” (Rom. 3:23), and “the wages of sin is death” (Rom. 6:23a). God’s justice could not ignore sin. Yet at the cross, God publicly displayed Christ “as a propitiation in His blood through faith” so that He would be “just and the justifier of the one who has faith in Jesus” (Rom. 3:25–26). The Greek term hilastērion speaks of satisfaction. The wrath that sin deserved was borne by Another. God’s justice was not set aside; it was fulfilled in the death of Christ.
At the same time, the cross manifests the immeasurable love of God, for “God demonstrates His own love toward us, in that while we were yet sinners, Christ died for us” (Rom. 5:8). The death of Christ was substitutionary, for “He Himself bore our sins in His body on the cross” (1 Pet. 2:24), and “He made Him who knew no sin to be sin on our behalf, so that we might become the righteousness of God in Him” (2 Cor. 5:21). The Innocent died for the guilty. Peter wrote, “Christ died for sins once for all, the just for the unjust, so that He might bring us to God” (1 Pet. 3:18). This was an act of love, for we cannot save ourselves.
The cross also marks the decisive turning point in history. It stands at the center of God’s redemptive plan, foreknown before the foundation of the world (1 Pet. 1:18–20), yet accomplished “when the fullness of the time came” (Gal. 4:4). There Jesus took upon Himself the judgment due us, “offered one sacrifice for sins for all time” (Heb. 10:12), cried, “It is finished” (John 19:30), and secured eternal redemption (Heb. 9:12). Nothing can be added to the finished work of Christ. Salvation rests entirely upon what He accomplished.
Therefore, the issue for every sinner is not works or reform, but faith alone in Christ alone. The matter is simple: “Believe in the Lord Jesus, and you will be saved” (Acts 16:31), for “Whoever believes in Him shall not perish, but have eternal life” (John 3:16). The cross does not merely reveal God’s heart; it opens the way of reconciliation, for “God was in Christ reconciling the world to Himself, not counting their trespasses against them” (2 Cor. 5:19). The cross is both the vindication of divine righteousness and the invitation of divine grace. If you have never trusted in Christ, believe in Him now for the free gift of eternal life, and receive the salvation He accomplished for you at the cross.
Steven R. Cook, D.Min., M.Div.
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What does it mean that eternal life is free? Free means it comes from God to us without charge. No payment is required of us before, during, or after salvation. No payment at all. It’s 100% free. No strings attached. It’s free to us because Christ did all the work when He hung on the cross, bore our sins, died in our place and paid the penalty that was due to us. This was all according to God the Father’s plan from eternity past. Nearly 2,000 years ago, God the Father sent God the Son into the world to accomplish our salvation. Jesus is God in the flesh (John 1:1, 14), “For in Him all the fullness of Deity dwells in bodily form” (Col 2:9). The merger of God and man occurred by means of God the Holy Spirit who brought about the union within the womb of the virgin Mary (Isa 7:14; Luke 1:30-35; Gal 4:4). The purpose of His coming was for our salvation, “For the Son of Man has come to seek and to save that which was lost” (Luke 19:10). The motivation was love, “For God so loved the world, that He gave His only begotten Son” (John 3:16a), and God “loved us and sent his Son to be the atoning sacrifice for our sins” (1 John 4:10). This work on the cross was necessary, for if we could save ourselves, then Jesus would not have needed to come and die in our place. But He came, and He lived the sinless life we cannot live (1 Pet 2:22; 1 John 3:5), and He alone dealt with our sins on the cross (2 Cor 5:21). And the means of payment for our sins was His “precious blood, as of a lamb unblemished and spotless, the blood of Christ” (1 Pet 1:19). The blood of Christ is the only coin of the heavenly realm that God the Father accepts as payment for our sin debt. While on the cross, “Christ died for our sins” (1 Cor 15:3), He died in our place, “the just for the unjust, so that He might bring us to God” (1 Pet 3:18).
After Jesus paid for all our sins, “He said, ‘It is finished!’ And He bowed His head and gave up His spirit” (John 19:30). Salvation was finished at the cross. Finished! There’s nothing for us to pay, because Jesus paid it all. God had to arrange it this way, because we are totally unworthy and helpless to save ourselves. “For there are none righteous, not even one…for all have sinned and fall short of the glory of God” (Rom 3:10, 23). And Paul wrote, “For while we were still helpless, at the right time Christ died for the ungodly…[and] God demonstrates His own love toward us, in that while we were yet sinners, Christ died for us” (Rom 5:6, 8). Because Jesus died for everyone, everyone is savable, for God has brought “salvation to all men” (Tit 2:11), and He “desires all men to be saved” (1 Tim 2:4), and is “not wishing for any to perish” (2 Pet 3:9). After Jesus died, He was placed in a grave and was resurrected to life on the third day (Acts 2:23-24; 4:10; 10:40; 1 Cor 15:3-4), never to die again (Rom 6:9). He conquered sin and death and made a way for us to be saved from eternal damnation. Salvation is never what we do for God, but rather, what He’s done for us through the person and work of Jesus Christ.
It’s crucial to clarify that faith itself does not have the power to save. Jesus is the one who saves. Faith is merely the means, or the “empty hand” that receives God’s free gift. Just as a hand receives a gift without offering anything in return, so too does faith receive salvation without contributing anything to it. This reflects the grace of God—His unmerited favor. The gift of eternal life is available to all people, but it can only be received by those who believe in Christ as their Savior. Many people stumble over the simplicity of the gospel because it’s difficult to imagine that God could offer something so wonderful as a free gift. But His free gift is that simple to receive. Others stumble because of pride, because they want to feel like they’re doing something to help save themselves. But there’s no place for pride when it comes to the gospel of grace. God alone gets all the glory, for He does all the work, and we receive the benefit of His effort. He alone saves.
However, there are also times when God expects His ministers to support themselves through a trade or employment. In such cases, God expects them to remain faithful to their ministry and not compromise His Word. In the New Testament, we learn that the Apostle Paul worked to support himself financially while continuing to engage in regular ministry. He did this so he could freely “offer the gospel without charge” to others (1 Cor 9:18; cf. 2 Cor 11:17). When preaching in Ephesus, he said, “I have coveted no one’s silver or gold or clothes. You yourselves know that these hands ministered to my own needs and to the men who were with me” (Acts 20:33-34). To the Christians in Thessalonica, Paul wrote, “For you recall, brethren, our labor and hardship, how working night and day so as not to be a burden to any of you, we proclaimed to you the gospel of God” (1 Th 2:9). In his second letter to them, he emphasized, “we did not eat anyone’s bread without paying for it, but with labor and hardship we kept working night and day so that we would not be a burden to any of you; not because we do not have the right to this, but to offer ourselves as a model for you, so that you would follow our example” (2 Th 3:8-9). This ethic aligns with Jesus’ instructions to His disciples when He told them to preach to the lost sheep of Israel, saying, “Freely you received, freely give” (Matt 10:8). Jesus expected His disciples to engage in ministry without seeking personal gain, embodying the principle of grace.
A pastor who does not like to hear this should check his attitude. If he teaches others to be content with “food and covering” (1 Tim 6:8), he should be content with the same. If he teaches others not “to fix their hope on the uncertainty of riches, but on God, who richly supplies us with all things to enjoy” (1 Tim 6:17), he should model this attitude himself. This does not mean a pastor cannot or should not enjoy support and prosperity if the Lord provides it, but his commission as a minister should not depend on it. Paul said, “I have learned to be content in whatever circumstances I am. I know how to get along with humble means, and I also know how to live in prosperity; in any and every circumstance I have learned the secret of being filled and going hungry, both of having abundance and suffering need. I can do all things through Him who strengthens me” (Phil 4:11-13).
The Bible teaches that sin creates a separation between God and people. Isaiah wrote, “Your iniquities have made a separation between you and your God, and your sins have hidden His face from you so that He does not hear” (Isa 59:2). When Jesus died on the cross, He took all our sins upon Himself and died in our place. Scripture states, “The LORD has laid on him the iniquity of us all” (Isa 53:6) and “He will bear their iniquities” (Isa 53:11). Additionally, Jesus gave “His life a ransom for many” (Mark 10:45), “Christ died for us” (Rom 5:8), was “an offering for sin…in the flesh” (Rom 8:3), “Christ died for our sins” (1 Cor 15:3), was made “to be sin on our behalf” (2 Cor 5:21), “tasted death for everyone” (Heb 2:9), was “offered once to bear the sins of many” (Heb 9:28), “bore our sins in His body on the cross” (1 Pet 2:24), and “Christ also died for sins once for all, the just for the unjust” (1 Pet 3:18).
Theologically, this judicial separation signifies that Jesus, in His humanity, bore the full weight of God’s wrath for sin. The forsaking was part of the punishment that was due for humanity’s sins, which Jesus took upon Himself. This highlights the substitutionary nature of Jesus’ death (Isa 53:6, 10; Mark 10:45; Rom 5:8; 1 Cor 15:3-4; 1 Pet 3:18): He was forsaken so that believers will never be forsaken, emphasizing the completeness of His atoning work. Furthermore, Jesus’ cry to the Father was drawn from Psalm 22:1, where David said, “”My God, my God, why have You forsaken me?” Whether one understands Psalm 22 as prophetic or Messianic, Allen Ross notes, “what is certain is that Jesus appropriated this psalm to himself in his greatest sufferings, and thereafter the evangelists and apostles saw the connections between the psalm and his passion.”
The divine mission began in time and space nearly two thousand years ago when God the Son took upon Himself humanity. The writer to the Hebrews cites the words of God the Son as He was about to enter the world, saying, “Therefore, when He comes into the world, He says [to God the Father], ‘Sacrifice and offering You have not desired, but a body You have prepared for Me’” (Heb 10:5). The third Person of the Trinity, God the Holy Spirit, facilitated the mission by bringing about the hypostatic union within the womb of the virgin Mary (Isa 7:14; Luke 1:30-35; Gal 4:4). The angel Gabriel told Mary, “The Holy Spirit will come upon you, and the power of the Most High will overshadow you; and for that reason the holy Child shall be called the Son of God” (Luke 1:35). At the moment of conception in the womb of the virgin Mary, undiminished deity was combined forever with perfect humanity. Eventually, Jesus was born, and God “became flesh, and dwelt among us, and we saw His glory, glory as of the only begotten from the Father, full of grace and truth” (John 1:14). The apostle Paul tells us, “For in Him all the fullness of Deity dwells in bodily form” (Col 2:9).
Jesus’ death on the cross was a one-time event, as He “offered one sacrifice for sins for all time” (Heb 10:12). After Jesus paid for all our sins, “He said, ‘It is finished!’ And He bowed His head and gave up His spirit” (John 19:30). Jesus’ death on the cross satisfied every righteous demand of God the Father concerning the payment for our sins (Rom 3:25), for “He is the atoning sacrifice for our sins, and not only for ours but also for the sins of the whole world” (1 John 2:2). Jesus paid the price for all our sins. There’s nothing more to pay. After Jesus died, He was placed in a grave and was resurrected to life on the third day (Acts 2:23-24; 4:10; 10:40; 1 Cor 15:3-4), never to die again (Rom 6:9). Because Christ died for everyone (John 3:16; Hebrews 2:9; 1 John 2:2), everyone is savable. The Bible tells us that God has brought “salvation to all men” (Titus 2:11), that He “desires all men to be saved” (1 Timothy 2:4), and is “not wishing for any to perish” (2 Peter 3:9).
Faith in Christ is the only condition for salvation. Faith does not save; Christ saves. Faith is merely the instrument by which we receive the free gift of God, which is eternal life. Though the gift was very expensive for the Lord, it is offered totally free to us, for “the free gift of God is eternal life in Christ Jesus our Lord” (Rom 6:23). And it is “by grace you have been saved through faith; and that not of yourselves, it is the gift of God; not as a result of works, so that no one may boast” (Eph 2:8-9). Only the empty hand of faith accepts the gift. It offers nothing but is open to receive that which is offered by another. God’s gift is available to everyone, for “whoever believes in Him shall not perish, but have eternal life” (John 3:16), and “he who believes has eternal life” (John 6:47). No payment is required from us to receive it, and no precondition of good works is necessary before, during, or after salvation.
A large portion of humanity buys into the great lie that we have the ability within ourselves to save ourselves, or at least to help God in the salvation process, whether to a small or large degree. The Bible is plain that salvation is completely by grace and not by human works (Eph 2:8-9). Grace is unmerited favor; it is undeserved goodness. Grace flows from the heart of a giver who loves graciously and chooses to bestow kindness regardless of merit. None of us deserve God’s salvation, and we cannot, by any means whatsoever, earn it. The beauty of grace is that it is given freely, without cost to the recipient, and with no expectation of payment. It’s a gift. Free and simple.
In grace, the kindness shown is rooted in the goodness and open-handedness of the giver and is in no way predicated on the beauty or worth of the object. In fact, grace is greatest when the object is the least worthy or most undeserving, for if any merit can be given by the recipient, then grace ceases to be grace. Human works do not save. They never have, and never will. God expects good works to follow salvation (Gal 6:10; Eph 2:10), but they are never the condition of it (Rom 4:4-5; Gal 2:16).
Any human effort to save oneself, whether as a prerequisite, corequisite, or postrequisite to faith in Christ, automatically produces a false gospel that saves no one. Salvation is entirely from the Lord. God sent His Son to die for our sins, and to die for all of them. And the Son accomplished the Father’s work on the cross, forever satisfying every righteous demand of the Father concerning our sins. The plain teaching of Scripture is that Jesus is “the Lamb of God who takes away the sin of the world!” (John 1:29), and “Christ died for sins once for all, the just for the unjust, so that He might bring us to God” (1 Pet 3:18), and “He Himself is the propitiation for our sins; and not for ours only, but also for those of the whole world” (1 John 2:2). As spiritually impoverished, we approach God with the empty hands of faith, offering nothing but receiving everything He offers. It’s important to understand that faith does not save; rather, Christ saves. He alone deserves all glory and credit, and we receive the blessings of His sacrifice on the cross.
Eternal salvation is a free gift from God, available to all who desire it. Jesus died for everyone (John 3:16; Heb 2:9; 1 John 2:2), which means everyone is savable, and the gospel of grace is open to all who want it. The Bible speaks of “God our Savior, who desires all men to be saved and to come to the knowledge of the truth” (1 Tim 2:3-4), who has brought “salvation to all men” (Tit 2:11), and is “not wishing for any to perish but for all to come to repentance” (2 Pet 3:9). Faith in Christ is the sole condition for salvation. Scripture states, “whoever believes in Him shall not perish, but have eternal life” (John 3:16), and “you are all children of God through faith in Christ Jesus” (Gal 3:26), and “I have written to you who believe in the name of the Son of God, in order that you may know that you have eternal life” (1 John 5:13). Paul tells us, “The free gift of God is eternal life in Christ Jesus our Lord” (Rom 6:23). Eternal life is completely free because none of us can earn it; the cost is too high, and we lack the currency to pay for such a priceless gift. But Jesus paid our sin debt in full, having died on the cross in our place, and we were redeemed “with precious blood, as of a lamb unblemished and spotless, the blood of Christ” (1 Pet 1:19). The blood of Christ is the coin of the heavenly realm that paid our sin debt, and when we trust in Christ as our Savior, all the benefits of the cross are applied to us, and we receive eternal life.
The gospel is the good news that addresses the bad news of human sinfulness and separation from a holy God. Despite our helplessness and deserving of eternal punishment, God’s solution is the gospel of grace, which reveals Jesus Christ took our sins upon Himself, died, was buried, and resurrected on the third day (1 Cor 15:3-4). At the cross, God judged our sin as His righteousness required, and pardons the sinner as His love desires. Salvation from eternal damnation is a free gift offered to all who trust in Christ alone, which emphasizes God’s infinite grace rather than our human effort. This ultimate gift, paid for by Jesus’s sacrifice, underscores the Bible’s message that “the free gift of God is eternal life in Christ Jesus our Lord” (Rom 6:23), highlighting God’s generosity and the completeness of Christ’s work on the cross.
We are helpless to save ourselves, but God made a way, and this because He loves us and desires our salvation. He loves us so much that He sent His Son into the world to pay the sin debt we cannot pay. We’re told, “By this the love of God was manifested in us, that God has sent His only begotten Son into the world so that we might live through Him. In this is love, not that we loved God, but that He loved us and sent His Son to be the propitiation for our sins” (1 John 4:9-10). Nearly 2,000 years ago, God the Father sent God the Son into the world to take upon Himself humanity (Isa 7:14; Luke 1:30-35; John 1:1; 14; Heb 10:5), to be free from sin (2 Cor 5:21; Heb 4:15; 1 Pet 2:22; 1 John 3:5) and to live a perfectly righteous life. Jesus said, “I have come down from heaven, not to do My own will, but the will of Him who sent Me” (John 6:38; cf., John 7:29; 8:29; Gal 4:4). Jesus was sent by the Father to be “the Lamb of God who takes away the sin of the world” (John 1:29), for “God so loved the world, that He gave His only begotten Son, that whoever believes in Him shall not perish, but have eternal life” (John 3:16).
Jesus willingly went to the cross and paid our sin-debt (John 10:18). His death was a penal substitutionary sacrifice for us, as the Son of Man came “to give His life a ransom for many” (Mark 10:45). Paul wrote, “God demonstrates His own love toward us, in that while we were yet sinners, Christ died for us” (Rom 5:8). Peter said, “Christ also died for sins once for all, the just for the unjust, so that He might bring us to God” (1 Pet 3:18). His death on the cross was for all sins for all time, for “the death that He died, He died to sin once for all” (Rom 6:10), He “offered one sacrifice for sins for all time” (Heb 10:12), and “He Himself is the propitiation for our sins; and not for ours only, but also for those of the whole world” (1 John 2:2). Because of Jesus’ death on the cross, God “canceled out the certificate of debt consisting of decrees against us, which was hostile to us; and He has taken it out of the way, having nailed it to the cross” (Col 2:14). There’s nothing for us to add to Jesus’ work on the cross. Having paid our sin debt in full on the cross, Jesus said, “It is finished!” (John 19:30), and then He died.
Salvation is a gift from the Lord. It is the most precious gift ever offered. And though the gift was very expensive to God, it is absolutely free to us. The precious gift of our salvation was paid in full by the Lord Jesus Christ who died for our sins, who hung between heaven and earth and paid our sin-debt. According to God’s Word, “the free gift of God is eternal life in Christ Jesus our Lord” (Rom 6:23). The words “free gift” translate the Geek noun charisma (χάρισμα) which, according to BDAG, refers to “that which is freely and graciously given, favor bestowed, gift.”
After salvation-justification, the Lord directs us to begin a lifelong journey of faith (2 Cor 5:7; Heb 10:38; 11:6), and to “press on to maturity” (Heb 6:1). This glorifies God, edifies others, and results in the best life possible in this world. Good works is what God expects of His people. Jesus said, “Let your light shine before men in such a way that they may see your good works, and glorify your Father who is in heaven” (Matt 5:16). Paul wrote, “For we are His workmanship, created in Christ Jesus for good works, which God prepared beforehand so that we would walk in them” (Eph 2:10). The Lord instructs us “to deny ungodliness and worldly desires and to live sensibly, righteously and godly in the present age” (Tit 2:12) and to be “zealous for good deeds” (Tit 2:14). We agree with Paul who wrote, “So then, while we have opportunity, let us do good to all people, and especially to those who are of the household of the faith” (Gal 6:10). God clearly calls His people to a life of obedience and good works. There is no question about this. The Scriptures are plain on the matter, instructing us, “like the Holy One who called you, be holy yourselves also in all your behavior” (1 Pet 1:15). It is never the will of God that we sin; however, when we sin (and there is no Christian who does not sin), it is always His will that we handle it biblically by means of confession (1 John 1:9), which always results in forgiveness and restoration of fellowship. If we fail to walk in regular obedience to the Lord, we are subject to divine discipline in time (Heb 12:5-11), and loss of rewards in eternity (1 Cor 3:10-15; 2 John 1:8). Though believers may turn from the Lord and pursue a life of sin, these will also experience divine punishment, even to the point of physical death (1 Cor 11:30; 1 John 5:16-17), but will not forfeit their salvation, which is not possible (John 10:28).
Salvation is open to everyone. John wrote, “For God so loved the world, that He gave His only begotten Son, that whoever believes in Him shall not perish, but have eternal life” (John 3:16). Paul wrote that God “desires all people to be saved and to come to the knowledge of the truth” (1 Tim 2:4), and “the grace of God has appeared, bringing salvation for all people” (Tit 2:11). And Peter said that God “is not wishing that any should perish, but that all should reach repentance” (2 Pet 3:9). These passages affirm that salvation through Jesus Christ is offered to everyone, regardless of background, nationality, or prior belief. They emphasize God’s desire for all people to be saved and His provision of a universal invitation to eternal life. All the benefits of the cross are applied to those who simply believe in Jesus as their Savior. Salvation is by grace alone (we don’t deserve it), through faith alone (not by good works), in Christ alone. Jesus said, “I am the way, the truth, and the life, and no one comes to the Father but through Me” (John 14:6). And Peter said, “there is salvation in no one else; for there is no other name under heaven that has been given among mankind by which we must be saved” (Acts 4:12). And when the Philippian jailer asked Paul and Silas, “Sirs, what must I do to be saved?” (Acts 16:30), they gave the simple reply, “Believe in the Lord Jesus, and you will be saved” (Acts 16:31).
Salvation is never what we do for God; rather, it’s what He’s done for us through the Person and work of Jesus who died for our sins, was buried in a grave, raised to life on the third day, and seen by many, as Scripture teaches (1 Cor 15:3-5). Jesus accomplished what we cannot. He conquered sin and death, and He offers salvation as a free gift to all who want it. The Bible emphasizes that salvation is a free gift from God, underscoring His grace and mercy toward humanity. Paul wrote, “the wages of sin is death, but the free gift of God is eternal life in Christ Jesus our Lord” (Rom 6:23b), and “by grace you have been saved through faith; and that not of yourselves, it is the gift of God; not as a result of works, so that no one may boast” (Eph 2:8-9). These passages clearly convey that salvation is not something that can be earned by human effort but is a gracious gift from God, offered freely to all who believe in Jesus Christ.
Negative volition toward God is what secures a person’s place in the lake of fire. These individuals “love the darkness rather than the Light” (John 3:19), “suppress the truth” about Him (Rom 1:18), and willfully “exchange the truth of God for a lie” (Rom 1:25). This willful choice has been the path of the majority of people throughout history. In contrast, positive volition is the key to accepting God’s free gift. Isaiah said, “Seek the LORD while He may be found; call upon Him while He is near” (Isa 55:6). Paul spoke of unbelievers, saying that “they would seek God, if perhaps they might grope for Him and find Him, though He is not far from each one of us” (Acts 17:27).
The word believe, in the OT, derives from the Hebrew verb aman (אָמַן) which means “to regard something as trustworthy, to believe in.”
First, after the historic fall of Adam and Eve (Gen 3:1-7), the content of saving faith was God’s promise of an offspring of Eve who would crush the head of the serpent. In the presence of Adam and Eve, God told Satan, “I will put enmity between you and the woman, and between your seed and her seed; He shall bruise you on the head, and you shall bruise him on the heel” (Gen 3:15). This is commonly regarded as the protoevangelium; that is, the first gospel message. The crushing of Satan’s head—a fatal blow—was accomplished by the Lord Jesus at the cross where He triumphed over sin and death. How much Adam and Eve understood about this prophecy is not known. However, it is assumed they trusted God at His word concerning the future offspring that would crush the serpent’s head. Shortly after giving the promises, God killed an animal, which meant shedding its blood, and made clothes from its hide and gave it to them to wear (Gen 3:21). Arnold Fruchtenbaum notes, “The covering of animal skins, which required the shedding of blood to give them the atonement, replaced the covering of fig leaves. Then the verse states: and clothed them. Physically, He clothed their nakedness, but spiritually, He also covered their sin by making for them their atonement.”
Fourth, during the time of Jesus’ life and ministry—but prior to His death on the cross—people were directed to believe the gospel of the kingdom (Matt 3:1-2; 4:17; Mark 1:14-15). The gospel of the kingdom directed Israelites to look to Jesus as the promised Messiah. This meant looking to Jesus as the “the Lamb of God who takes away the sin of the world!” (John 1:29; cf. Isa 53:4-11). Faith in Jesus would result in their spiritual and eternal salvation. The object of their faith is Christ alone. John wrote, “whoever believes in Him will have eternal life” (John 3:15), and “God so loved the world, that He gave His only begotten Son, that whoever believes in Him shall not perish, but have eternal life” (John 3:16), and “He who believes in the Son has eternal life” (John 3:36). And Jesus pointed others to Himself, saying, “For this is the will of My Father, that everyone who beholds the Son and believes in Him will have eternal life, and I Myself will raise him up on the last day” (John 6:40), and “Truly, truly, I say to you, he who believes has eternal life” (John 6:47; cf., John 10:28).
Fifth, for those living in the church age, the content of faith is the good news that Jesus—the Messiah—died for our sins, was buried, and resurrected on the third day (1 Cor 15:3-4). When people accept this as historically true, and then place their faith in Jesus, they experience salvation. According to Fruchtenbaum, “we must believe that Yeshua died for our sins as our substitute, that He was buried and rose again, and that He therefore has provided salvation. Thus, one trusts Yeshua for one’s salvation.”
Satan’s kingdom of darkness was expanded to include the earth when he persuaded Adam and Eve to follow him rather than God (Gen 3:1-8). The first human sin occurred in the Garden of Eden. God had warned Adam and Eve, saying, “from the tree of the knowledge of good and evil you shall not eat, for in the day that you eat from it you will surely die” (Gen 2:17). The warning was that if they disobeyed God, on that very day, they would die. When Satan came into the Garden of Eden, he engaged Eve through discussion, posing a question, “Indeed, has God said, ‘You shall not eat from any tree of the garden?’” (Gen 3:1), and after hearing Eve’s reply (Gen 3:2-3), Satan responded, “You surely will not die! For God knows that in the day you eat from it your eyes will be opened, and you will be like God, knowing good and evil” (Gen 3:4-5). Of course, this was a bold lie, and Eve, rather than trust the Lord, trusted Satan, and “she took from its fruit and ate; and she gave also to her husband with her, and he ate” (Gen 3:6). Adam and Eve experienced spiritual death at the moment they disobeyed God (Gen 3:7). Though both sinned, Adam’s act of disobedience was greater than Eve’s because he was the spiritual head of the marriage, and whereas Eve was deceived (1 Tim 2:14), Adam was not deceived. Because of Adam’s disobedience, sin and death were introduced into the human race (Gen 3:1-7; Rom 5:12, 18-19; 1 Cor 15:22).
Eternal salvation is available to us because Jesus went to the cross and died in our place and bore the punishment that rightfully belongs to us. God is holy, and we are guilty sinners who stand condemned before Him, contaminated by sin and utterly helpless to change our fallen condition (Rom 5:6-8). But God is love (1 John 4:8), and He loves us so much that He sent His Son into the world to pay the sin debt we cannot pay. We’re told that “God sent His only begotten Son into the world so that we might live through Him” (1 John 4:9). And because of Jesus’ death on the cross, God “canceled out the certificate of debt consisting of decrees against us, which was hostile to us; and He has taken it out of the way, having nailed it to the cross” (Col 2:14). Jesus paid our sin debt in full, “For Christ died for sins once for all, the just for the unjust, so that He might bring us to God” (1 Pet 3:18a). There’s nothing for us to add to Jesus’ work on the cross. The sole condition of salvation is to believe in Christ as our Savior. The good news is that Jesus died for us, was buried, and rose again on the third day (1 Cor 15:3-4). Salvation is not Jesus plus anything we do. It’s Jesus alone. He saves. Our contribution to the cross was sin and death, as Jesus took our sin upon Himself and died in our place. Salvation is never what we do for God; rather, it’s what He’s done for us through the cross of Christ. That’s all. It’s a gift that is received by faith alone in Christ alone, for “the free gift of God is eternal life in Christ Jesus our Lord” (Rom 6:23). And God’s gift is available to everyone, for “whoever believes in Him shall not perish, but have eternal life” (John 3:16). The matter is simple: “Believe in the Lord Jesus, and you will be saved” (Acts 16:31).
Is there sorrow that leads to repentance? Yes, there can be true sorrow that leads to repentance. In his second letter to the Corinthians, Paul said, “the sorrow that is according to the will of God produces a repentance without regret, leading to salvation, but the sorrow of the world produces death” (2 Cor 7:10). Though sorrow may lead to repentance, it does not always do so, as “the sorrow of the world produces death” and not salvation (2 Cor 7:10b). That is, one may be sorrowful, and yet never turn to Christ. Judas, when he betrayed Christ, “felt remorse” for his actions (Matt 27:3), and then “went away and hanged himself” (Matt 27:5). Arnold Fruchtenbaum notes, “If repentance is used merely as a synonym for believing in the Messiah—the way the Bible uses it—only in that sense is it truly a condition for salvation. But if—as some groups use it—repentance means ‘to feel sorry for one’s sins,’ then it indeed becomes a false addition to salvation.”
Is repentance necessary for eternal salvation? Yes, repentance is necessary concerning salvation if one understands it to mean having a change of mind about salvation being obtained solely in Christ. Unbelievers cannot stop sinning, which means they cannot save themselves, and their good works have no saving merit (Isa 64:6; Gal 2:16; Eph 2:8-9; Tit 3:5). The lost need to understand that salvation is 100% in Christ alone. Peter said, “there is salvation in no one else; for there is no other name under heaven that has been given among men by which we must be saved” (Acts 4:12). And when the Philippian Jailer asked Paul and Silas, “Sirs, what must I do to be saved?” (Acts 16:30), the simple reply was given, “Believe in the Lord Jesus, and you will be saved” (Acts 16:31). The gospel is simple. It means believing in the One who died for our sins, was buried, and raised again on the third day, as Scripture teaches (1 Cor 15:3-4). And salvation is by grace alone, through faith alone, in Christ alone (John 3:16), and not by any human effort (Eph 2:8-9; Tit 3:5), for “the one who does not work, but believes in Him who justifies the ungodly, his faith is credited as righteousness” (Rom 4:5). For Christians, turning from a life of sin and producing good works should follow salvation (Eph 2:10; Gal 6:10), but they are never a condition of it. Robert B. Thieme Jr., states, “Salvation repentance occurs when the unbeliever hears the Gospel, understands it, and makes a decision to accept Christ’s saving work (Luke 13:3, 5; Acts 17:30; 2 Pet 3:9). Believing in the Gospel message and repenting inherently operate together (Acts 20:21; Mark 1:14–15).”
Redemption means a price has been paid by one person to liberate another. The Greek words lutroō (λυτρόω), lutron (λύτρον), antilutron (ἀντίλυτρον), and apolutrōsis (ἀπολύτρωσις) are used by NT writers to communicate the truth that Jesus purchased our freedom from the slave-market of sin by means of His sacrificial death on the cross. In the NT, this word group occurs 21 times and apolutrōsis (ἀπολύτρωσις) accounts for roughly half of those uses. Jesus said, “For even the Son of Man did not come to be served, but to serve, and to give His life a ransom [lutron] for many” (Mark 10:45). Here, the Greek word lutron refers to “price of release, ransom.”
Biblically, we observe that God’s forgiveness is not arbitrary, as though He simply releases someone from their sin-debt without any payment for the offenses that were committed. Nor was the payment for sin made by us, as though we had something of worth to give to God. Peter states, “you were not redeemed [lutroō] with perishable things like silver or gold from your futile way of life inherited from your forefathers, but with precious blood, as of a lamb unblemished and spotless, the blood of Christ” (1 Pet 1:18-19). God’s forgiveness was made possible by the blood of Christ, which refers to His sacrificial atoning death on the cross where He died in our place, where “Christ died for sins once for all, the just for the unjust, so that He might bring us to God” (1 Pet 3:18). And the blood of Christ is the only coin of the heavenly realm that the Father accepts as payment for our sin debt. Lightner states, “The means of redemption from sin in Scripture is always through the shed blood of Christ, and is therefore related to his death (Gal 3:13; Eph 1:7; Col 1:14; Heb 9:12, 15; 1 Pet 1:18–19; Rev 5:9). His sinless life demonstrated his qualification to be the sin-bearer. One flaw in his character would have disqualified him.”
Atonement for sins is the basis for reconciliation, because God has judged our sins in the Person of Christ who died on the cross in our place. The death of Christ has forever satisfied God’s righteous demands for our sin and it is on this basis that He can accept sinners before His throne of grace. Paul wrote, “For if while we were enemies we were reconciled to God through the death of His Son, much more, having been reconciled, we shall be saved by His life. And not only this, but we also exult in God through our Lord Jesus Christ, through whom we have now received the reconciliation” (Rom 5:10-11). And, “Now all these things are from God, who reconciled us to Himself through Christ and gave us the ministry of reconciliation, namely, that God was in Christ reconciling the world to Himself, not counting their trespasses against them, and He has committed to us the word of reconciliation” (2 Cor 5:18-19). In both of these passages on reconciliation, Paul employs the Greek verb katallassō (καταλλάσσω), and the noun katallage (καταλλαγή) which, according to Louw-Nida, means “to reconcile, to make things right with one another, reconciliation.”
Jesus’ death on the cross was a satisfactory sacrifice to God which completely paid the price for our sin. We owed a debt to God that we could never pay, and Jesus paid that debt in full when He died on the cross and bore the punishment that rightfully belonged to us. In Romans, Paul states that we “are justified by his grace as a gift, through the redemption that is in Christ Jesus, whom God put forward as a propitiation by his blood, to be received by faith (Rom 3:24-25a ESV). Here, Paul used the Greek word hilasterion (ἱλαστήριον)—translated propitiation—to show that Jesus’ shed blood completely satisfied God’s righteous demands toward our sin, with the result that there is nothing more for the sinner to pay to God. Jesus paid our sin-debt in full. The Apostle John tells us “He Himself is the propitiation for our sins; and not for ours only, but also for those of the whole world” (1 John 2:2; cf., 4:10). Jesus’ death on the cross forever satisfied God’s righteous demands toward the sins of everyone for all time! God has “canceled out the certificate of debt consisting of decrees against us, which was hostile to us; and He has taken it out of the way, having nailed it to the cross” (Col 2:14). Regarding Christ’s death, J. Dwight Pentecost states:
Penal substitution is the idea that Jesus bore the penalty for our sins on the cross. He was judged in our place and bore the wrath of God that rightfully belongs to us. The record of Scripture is that “He was pierced through for our transgressions, He was crushed for our iniquities; the chastening for our well-being fell upon Him, and by His scourging we are healed” (Isa 53:5), and “the LORD has caused the iniquity of us all To fall on Him” (Isa 53:6), for “by His knowledge the Righteous One, My Servant, will justify the many, as He will bear their iniquities” (Isa 53:11), and “the LORD was pleased to crush Him, putting Him to grief; if He would render Himself as a guilt offering” (Isa 53:10a). Jesus is presented in the NT as “the Lamb of God who takes away the sin of the world!” (John 1:29). We’re also told that God “made Him who knew no sin to be sin on our behalf” (2 Cor 5:21), and that “Christ redeemed us from the curse of the Law, having become a curse for us” (Gal 3:13), and that “He Himself bore our sins in His body on the cross” (1 Pet 2:24). In this way, the sins of all humanity were imputed to Christ while He was on the cross, suffering as our substitute. And we must always remember that the sacrifice of Christ was purely voluntary, as He said, “I am the good shepherd; the good shepherd lays down His life for the sheep” (John 10:11), and “No one has taken it away from Me, but I lay it down on My own initiative” (John 10:18). And Jesus has “been offered once to bear the sins of many” (Heb 9:28), and “Christ also died for sins once for all, the just for the unjust” (1 Pet 3:18).
Sin is the breaking of God’s law, for “Everyone who commits sin also breaks the law; sin is the breaking of law” (1 John 3:4 CSB). The penalty for breaking God’s law is death, for “the wages of sin is death” (Rom 6:23). Jesus took our sins upon Himself and “bore our sins in His body on the cross” (1 Pet 2:24), and He “died for sins once for all, the just for the unjust, so that He might bring us to God” (1 Pet 3:18). And He died for the sins of everyone, for “He Himself is the propitiation for our sins; and not for ours only, but also for those of the whole world” (1 John 2:2). Though Christ died for everyone, the benefits of the cross are applied only to those who believe, and “everyone who believes in Him receives forgiveness of sins” (Acts 10:43; Eph 1:7). Additionally, we receive “the gift of righteousness” (Rom 5:17), and “eternal life” (John 10:28). At the moment of faith in Christ, we are “justified as a gift by His grace through the redemption which is in Christ Jesus” (Rom 3:24).
Love is an intrinsic attribute of God that motivated Him to reach into time and space and offer salvation to lost sinners who have offended Him. This was a voluntary act of love on the part of God, as He was in no way compelled to act. But He did act for our benefit, and this is most pronounced in the sending of His Son to die for us. In Scripture, we are told, “For God so loved the world, that He gave His only begotten Son, that whoever believes in Him shall not perish but have eternal life” (John 3:16). Here, the apostle John used the Greek verb agapao (ἀγαπάω), which speaks of God’s love for lost sinners, and His love was manifest toward us by providing His uniquely born Son as an atoning sacrifice for sin so that we might not spend eternity in the lake of fire. Instead, we might believe in His Son and come to possess eternal life. Love here is universal, extending to all of humanity. It is gracious because the object is undeserving (Rom 5:8). It is giving, as God gave His precious Son to die for us. It is simple, being received by faith alone in Christ alone (Acts 4:12; Eph 2:8-9). And it is salvific, saving those who accept God’s Son as their Savior (John 1:12; Gal 3:26).
I have appreciation for some Calvinist teachers who have been valuable sources of theological insight. While there are doctrines I agree with them on—such as the Trinity and the Hypostatic Union—there are also significant points of disagreement. For instance, I differ with them on matters of ecclesiology, as many adhere to replacement theology. Additionally, I find their eschatology lacking, as most adopt a faulty hermeneutic and deny doctrines such as the rapture of the church, the future tribulation, and the literal millennial reign of Christ on earth. Although there are aspects of their soteriology I find appealing, their views on election are troubling. What follows is a critical examination of the five points of Calvinism.
The first example of spiritual death in the Bible is found in the Garden of Eden. God had warned Adam and Eve, saying, “from the tree of the knowledge of good and evil you shall not eat, for in the day that you eat from it you will surely die” (Gen 2:17). The warning was that if they disobeyed God, on that very day, they would die. Adam and Eve experienced spiritual death at the moment they disobeyed God. Yet, immediately after the fall, in their state of spiritual death (and death means separation, not cessation), they could sense God’s presence in the Garden, as they “heard the sound of the LORD God walking in the garden” (Gen 3:8). Furthermore, Adam heard God’s voice when He “called to the man” (Gen 3:9), and Adam responded to Him, saying, “I heard the sound of You in the garden” (Gen 3:10a). Though they could not undo their newly fallen sinful state, it did not render them totally unable to perceive God or to respond to Him when He called out to them. And they did respond positively to the Lord when He promised to provide a descendant, a Seed of the woman, who would crush the head of the serpent (Gen 3:15). They also responded positively by accepting God’s provision of clothing after He killed an animal, took its skin, and covered their nakedness (Gen 3:21).
The Bible teaches that faith in Christ is the sole condition for securing God’s salvation and all attendant blessings (John 3:16; Acts 4:12; 16:31; Gal 2:16; 3:26). Faith does not save; Christ saves. Faith is merely the instrument by which lost sinners receive Christ as Savior. And once we believe in Christ as Savior, we are “justified as a gift by His grace through the redemption which is in Christ Jesus” (Rom 3:24), and “justified by faith apart from works of the Law” (Rom 3:28). Salvation is free, and it is received freely by “the one who does not work, but believes in Him who justifies the ungodly, his faith is credited as righteousness” (Rom 4:5). Our salvation was accomplished entirely by Jesus at the cross when He shed His blood at Calvary, for we are redeemed “with precious blood, as of a lamb unblemished and spotless, the blood of Christ” (1 Pet 1:19). And because our salvation was fully accomplished at the cross, there is nothing left for us to pay. Nothing at all. Salvation is a gift, given freely to us who don’t deserve it. That’s grace, which is unmerited favor, underserved kindness, unwarranted love, unearned generosity, and unprovoked goodness. Scripture reveals, “For by grace you have been saved through faith; and that not of yourselves, it is the gift of God; not as a result of works, so that no one may boast” (Eph 2:8-9). Salvation is never what we do for God; rather, it’s what He’s done for us by sending His Son into the world to live a righteous life and die a penal substitutionary death on the cross in our place, “the just for the unjust, so that He might bring us to God” (1 Pet 3:18).
Third, the Bible teaches unlimited atonement. This is the biblical view that Jesus died for everyone, and though His death is sufficient to save everyone, the benefits of the cross are applied only to those who believe in Him as Savior. Jesus’ atonement for sins is the basis for reconciliation, because God has judged our sins in the Person of Christ who died on the cross in our place. Jesus is “the Lamb of God who takes away the sin of the world!” (John 1:29), and “who desires all men to be saved and to come to the knowledge of the truth” (1 Tim 2:4), and “who gave Himself as a ransom for all” (1 Tim 2:6), and tasted “death for everyone” (Heb 2:9), and “is the Savior of all men, especially of believers” (1 Tim 4:10), “For the grace of God has appeared, bringing salvation to all men” (Tit 2:11), and “He Himself is the propitiation for our sins; and not for ours only, but also for those of the whole world” (1 John 2:2; cf., 1 John 4:10), and “the Father has sent the Son to be the Savior of the world” (1 John 4:14). Peter wrote of “false prophets” and “false teachers” who “deny the Master who bought them” (2 Pet 2:1).
Fifth, God gives eternal life to those who believe in Jesus as their Savior and preserves them forever. The apostle John wrote, “whoever believes in Him will have eternal life” (John 3:15), and “God so loved the world, that He gave His only begotten Son, that whoever believes in Him shall not perish, but have eternal life” (John 3:16). And Jesus pointed others to Himself, saying, “For this is the will of My Father, that everyone who beholds the Son and believes in Him will have eternal life, and I Myself will raise him up on the last day” (John 6:40), and “Truly, truly, I say to you, he who believes has eternal life” (John 6:47; cf., John 10:28). Eternal life is what the believer possesses at the moment of faith in Christ. This eternal life is connected with being in a relationship with Jesus Christ. John wrote, “God has given us eternal life, and this life is in His Son. He who has the Son has the life; he who does not have the Son of God does not have the life” (1 John 5:11-12). At the time of faith in Christ, all Christians are said to be “in Christ Jesus” (1 Cor 1:30), and “Christ in you” (Col 1:27), and “your life is hidden with Christ in God” (Col 3:3). According to Robert B. Thieme Jr., “When anyone believes in Christ, God the Father instantly imputes His own life to that person—‘He who has the Son has the life [God’s eternal life]’ (1 John 5:11–12).”
God will provide gospel information to all who are positive to Him and want to know Him. And when people believe in Christ as their Savior, they “receive forgiveness of sins” (Acts 10:43), God’s “gift of righteousness” (Rom 5:17), His gift of “eternal life” (John 10:28), are “reconciled to God” (Rom 5:10), have “peace with God” (Rom 5:1), and are “rescued from the domain of darkness, and transferred to the kingdom of His beloved Son” (Col 1:13). But if people go negative to God and “suppress the truth in unrighteousness” (Rom 1:18), and do “not believe” (John 3:18) in Christ as their Savior, then, by their own choice, they reject His offer of salvation, and “the wrath of God abides on them” (John 3:36). Having rejected God’s offer of forgiveness of sins and eternal live, these will be “thrown into the lake of fire” (Rev 20:15), where they will spend all eternity, forever separated from God, because that’s what they chose. They are judged on the basis of their works (Rev 20:10-14), which do not measure up to the perfect righteousness of God; therefore, they are not eligible to spend eternity with Him, having rejected His gift of righteousness (Rom 5:17; 2 Cor 5:21; Phil 3:9). And God, from His sovereignty, permits this to happen.
Biblically speaking, guilt implies one has acted contrary to God’s moral character and laws. Divine laws are a reflection of the righteousness of God. The righteousness of God may be defined as the intrinsic, immutable, moral perfection of God, from which He commands all things, in heaven and earth, and declares as good that which conforms to His righteousness and as evil that which deviates. God’s character is the basis upon which all just laws derive; either divine laws from God Himself or human laws which conform to His righteousness.
Those who reject God are left to create and impose arbitrary values on others, and the tyrants of the world are glad to bully and control others by means of strong arm tactics, whether social intimidation, economic coercion, or brute physical force. The only objective standard for measuring righteousness or guilt is set forth in God’s Word which defines reality. The Bible reveals God is “the Judge of all the earth” (Gen 18:25), and He “is a righteous judge” (Psa 7:11), and He “judges righteously” (Jer 11:20), and “will by no means leave the guilty unpunished” (Ex 34:7). Yet, the Bible also reveals God is “merciful and gracious, slow to anger and abundant in lovingkindness and truth” (Psa 86:15), and One “Who pardons all your iniquities” (Psa 103:3), when we come to Him in honesty and humility. And for those who come to Him in humility, who are like the tax collector, who “was even unwilling to lift up his eyes to heaven, but was beating his breast, saying, ‘God, be merciful to me, the sinner!’” (Luke 18:13), will find Him to be merciful. For those of us who trust in Christ as Savior, we are blessed with “forgiveness of sins” (Eph 1:7; cf., Acts 10:43), the “gift of righteousness” (Rom 5:17; cf., 2 Cor 5:21; Phil 3:9), “eternal life” (John 10:28), and become “children of God” (John 1:12), with a promise that we will spend eternity in heaven with Him (John 14:1-3). J. Dwight Pentecost notes, “If you should be without Jesus Christ as your personal Savior, you stand guilty before God because you are still in Adam’s race. Even though Christ bore that sin, it means nothing to you until you are related to Him by faith. The righteousness of Christ cannot be imputed to you unless you personally receive Jesus Christ as your Savior.”