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Five Reasons Calvinism is Wrong

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Calvinism has long exerted theological influence over many branches of the Church, offering a systematic framework known by the acronym TULIP—Total Depravity, Unconditional Election, Limited Atonement, Irresistible Grace, and Perseverance of the Saints. While the system seeks to uphold the sovereignty of God and the seriousness of sin, its rigid formulations often depart from the plain teaching of Scripture and, in doing so, distort key doctrines of salvation. Each point in the Calvinist construct contains embedded assumptions that collapse vital biblical distinctions—between depravity and inability, between God’s love and arbitrary election, between provision and application, and between faith and performance. This article aims to examine each of the five points, not out of theological sport, but out of a pastoral concern for the clarity of the gospel, the character of God, and the assurance of every believer. The truth of God’s Word is not merely to be systematized but rightly divided—and when Calvinism’s claims are laid alongside Scripture, it is evident that its conclusions must be graciously but firmly rejected.

One key reason for rejecting Calvinism is its overstated doctrine of Total Depravity, often redefined as Total Inability. While Scripture affirms that all humanity is born in sin and spiritually dead (Rom 3:10-18; Eph 2:1-3), it does not teach that the unregenerate are incapable of believing the gospel unless they are first regenerated. Calvinism reverses the biblical order by making regeneration the cause of faith rather than its result. Yet Scripture consistently places faith prior to regeneration (John 1:12-13; Gal 3:2; Eph 1:13). Depravity means people cannot save themselves, but it does not mean they are unable to respond to God’s gracious initiative. The Holy Spirit convicts the world—not just the elect—of sin, righteousness, and judgment (John 16:8), and the invitation to salvation is extended to all (John 3:16; Acts 17:30; 1 Tim 2:4; 2 Pet 3:9). If humans were truly incapable of responding, divine judgment would be unjust (John 3:18). Fallen man retains the God-given capacity to believe the truth, even in his sinful state.

A second reason Calvinism must be rejected is its doctrine of Unconditional Election, which teaches that God chooses some individuals for salvation apart from any foreseen faith or response. This view portrays God as arbitrary, undermining both His justice and love. Scripture testifies repeatedly that God desires all to be saved (1 Tim 2:4; 2 Pet 3:9) and that Christ died for all (1 John 2:2; Heb 2:9). Election, properly understood, is corporate and positional—centered in Christ (Eph 1:4). Individuals are elect in Him, not elected to be placed into Him. God’s foreknowledge includes His omniscient awareness of those who would freely believe the gospel (Rom 8:29; 1 Pet 1:1-2). The Calvinistic view makes divine election mechanical and void of relational engagement. It ignores the clear biblical teaching that God’s call is sincere and that He honors faith wherever it is found (Acts 10:34-35). The universal offer of salvation is genuine, not a theological formality masking an exclusive decree.

The third objection concerns the doctrine of Limited Atonement, which asserts that Christ died only for the elect and not for the whole world. This is a direct contradiction of numerous biblical passages. Scripture plainly teaches that Jesus is “the Lamb of God who takes away the sin of the world” (John 1:29), that He “tasted death for everyone” (Heb 2:9), and that He is “the propitiation… not for our sins only, but also for those of the whole world” (1 John 2:2). The atonement is sufficient for all and applied only to those who believe. Calvinism’s limitation of the cross reduces the scope of divine love and restricts the sincerity of God’s universal invitation. In contrast, the New Testament repeatedly affirms that salvation is available to whoever believes (John 3:16; Rom 10:13; Rev 22:17). Christ’s death is an actual provision they freely reject. Limiting the atonement turns the cross into an exclusive transaction, instead of the worldwide offer that Scripture declares it to be.

A fourth reason for rejecting Calvinism is its doctrine of Irresistible Grace. This teaching claims that when God intends to save someone, He will draw them to Himself in such a way that they cannot resist. But Scripture testifies that the grace of God can indeed be resisted. Stephen declared to the Sanhedrin, “You always resist the Holy Spirit” (Acts 7:51). Jesus lamented over Jerusalem’s rejection: “I wanted to gather your children… and you were unwilling” (Matt 23:37). Grace, though powerful and persuasive, does not override the will. God draws all people to Himself (John 12:32), and the Spirit convicts the world (John 16:8-11), but He does so in a way that honors human volition. Jesus rebuked the religious leaders of His day, saying, “You search the Scriptures because you think that in them you have eternal life; it is these that testify about Me; and you are unwilling to come to Me so that you may have life” (John 5:39-40). Faith, by definition, must be freely exercised (John 5:40). If grace were truly irresistible, unbelief would not be blameworthy. Yet the Bible consistently holds people responsible for rejecting the truth (Rom 1:18-20). The love of God does not compel belief by force. Grace woos, invites, persuades—but never coerces.

The final point, Perseverance of the Saints, is also problematic because it confuses the free gift of salvation with the ongoing process of sanctification. According to this doctrine, all true believers will necessarily persevere in faith and good works, and those who fall away prove they were never saved. This view imports performance as a condition for assurance and undermines the certainty of eternal life. Scripture teaches that eternal life is given at the moment of faith (John 3:16; 5:24), that believers are justified by faith in Christ (Rom 3:28; 5:1), sealed by the Spirit (Eph 1:13), and kept by God’s power (1 Pet 1:5). While sanctification is God’s will for every believer (1 Th 4:3; 1 Pet 2:2), failure to persevere does not invalidate one’s justification. Believers can fall into carnality (1 Cor 3:1-3), suffer divine discipline (1 Cor 11:30-32; Heb 12:6), or lose eternal rewards (1 Cor 3:12-15; 2 John 1:8), but they cannot forfeit eternal life, which is a permanent possession (John 10:28; Rom 8:38-39). Calvinism’s view of perseverance entangles the believer in endless self-examination, undermining the peace that comes from knowing salvation rests not on endurance but on the finished work of Christ.

In sum, the five points of Calvinism—Total Depravity as inability, Unconditional Election, Limited Atonement, Irresistible Grace, and Perseverance of the Saints—stand in conflict with the clear teaching of Scripture. They distort God’s character, obscure the freeness of the gospel, and erode assurance. The biblical gospel proclaims that Christ died for all, that salvation is offered to all, that eternal life is received through faith alone, and that believers are eternally secure, called to grow in grace—not to prove they were saved, but because they are.

Steven R. Cook, D.Min., M.Div.

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Unlimited Atonement

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Unlimited atonement is the biblical teaching that Jesus died for everyone. Through His sacrificial death on the cross, Jesus bore the wrath of God by taking upon Himself the sins of all humanity and bearing the punishment that was due for our sins. His death on the cross paid the price for the sins of everyone. Jesus’ death for sins is the foundation for reconciliation with God because God judged our sins in the person of Christ, who died on the cross in our place. Peter said, “Christ died for sins once for all, the just for the unjust, so that He might bring us to God” (1 Pet 3:18). Jesus died as out substitute, bearing the wrath of God that rightfully belongs to us. Jesus died for everyone, not just a select few, as Calvinists wrongly teach. The Bible reveals Jesus is “the Lamb of God who takes away the sin of the world” (John 1:29), “who desires all men to be saved” (1 Tim 2:4), and “who gave Himself as a ransom for all” (1 Tim 2:6). Jesus tasted “death for everyone” (Heb 2:9), “is the Savior of all men, especially of believers” (1 Tim 4:10), and brings “salvation to all men” (Tit 2:11). Jesus is “the propitiation for our sins; and not for ours only, but also for those of the whole world” (1 John 2:2; cf. 1 John 4:10), and “the Father has sent the Son to be the Savior of the world” (1 John 4:14).

Though Jesus’ death is sufficient to save everyone, the benefits of the cross are applied only to those who believe in Him as Savior. In contrast, the Calvinistic teaching of limited atonement is that Christ died only for those whom God has elected to salvation. Those who teach limited atonement rely more on human logic than the testimony of Scripture. Arnold Fruchtenbaum states, “Those who hold to limited atonement do not come to their conclusion based upon the exegesis of Scripture because the fact is that there is no passage anywhere in the Bible that says He died only for the elect…The defense for limited atonement is not based upon exegesis; it is based upon logic.”[1] According to David Allen:

“Limited atonement is a doctrine in search of a text. No one can point to any text in Scripture that states clearly and unequivocally that Christ died for the sins of a limited number of people to the exclusion of others. Most Calvinists admit this. Alternatively, a dozen clear texts in the New Testament explicitly affirm Christ died for the sins of all people, and another half dozen plus that indirectly suggest it.”[2]

Because Christ died for everyone, eternal salvation is available to everyone. But though the death of Christ is sufficient to save everyone, only those who believe will benefit from His work on the cross. When people believe in Jesus, accepting the fact the He died for their sins, was buried, and resurrected on the third day (1 Cor 15:3-4), they receive forgiveness of sins (Acts 10:43; Eph 1:7), and eternal life (John 3:16; 10:28). Eternal life is a free gift from God and is received by faith alone in Christ alone (Rom 6:23; Eph 2:8-9). God’s gift is available to everyone, for “whoever believes in Him shall not perish, but have eternal life” (John 3:16). Human volition is the key, as “God is now declaring to men that all people everywhere should repent” (Acts 17:30). This means they must not trust in themselves or any system of good works to save, but trust in Christ alone to save them.

When the Philippian Jailer asked Paul and Silas, “Sirs, what must I do to be saved?” (Acts 16:30), the simple reply was given, “Believe in the Lord Jesus, and you will be saved” (Acts 16:31). The gospel is simple. It means believing in the One who died for our sins, was buried, and resurrected on the third day, as Scripture teaches (1 Cor 15:3-4). And salvation is by grace alone (totally undeserved), through faith alone (not by works), in Christ alone, and not by any human effort (Eph 2:8-9; Tit 3:5). Paul said, “the one who does not work, but believes in Him who justifies the ungodly, his faith is credited as righteousness” (Rom 4:5), and “by grace you have been saved through faith; and that not of yourselves, it is the gift of God; not as a result of works, so that no one may boast” (Eph 2:8-9). Good works should follow salvation, but they are never the condition of it (Gal 6:10; Eph 2:10; Tit 2:11-14). Jesus alone is our Savior, for “there is salvation in no one else; for there is no other name under heaven that has been given among men by which we must be saved” (Acts 4:12).

Who is Jesus? Biblically, Jesus is the God-Man (John 1:1, 14; Heb 1:8), for “in Him all the fullness of Deity dwells in bodily form” (Col 2:9). He is fully God and perfect man, theanthropic, “God with us” (Isa 7:14). Jesus was a Jew, born a son of Abraham, Isaac, and Jacob (Matt 1:1-2), in the line of David (Luke 1:32; Rom 1:3), the promised Messiah (Matt 1:17). By means of God the Holy Spirt, Jesus was supernaturally conceived in the womb of the virgin Mary (Isa 7:14; Luke 1:30-35; Gal 4:4), was born without the taint of sin and lived a sinless life (2 Cor 5:21; Heb 4:15; 1 Pet 2:22; 1 John 3:5), which qualified Him to go to the cross and pay the ransom price for our sins by means of His shed blood (Mark 10:45; 1 Tim 2:6; 1 Pet 1:18-19). Jesus “did not come to be served, but to serve, and to give His life a ransom for many” (Mark 10:45), and He came “to seek and to save that which was lost” (Luke 19:10). When the divinely appointed time came for Jesus to go to the cross (John 12:23; 13:1), to die for the sins of humanity (John 3:16), He said to God the Father, “I glorified You on the earth, having accomplished the work which You have given Me to do” (John 17:4). He willingly went to the cross and died in our place and paid the penalty for our sins (John 10:17-18). Paul wrote, “God demonstrates His own love toward us, in that while we were yet sinners, Christ died for us” (Rom 5:8). Peter wrote, “For Christ died for sins once for all, the just for the unjust, so that He might bring us to God” (1 Pet 3:18). After Jesus paid for all our sins, “He said, ‘It is finished!’ And He bowed His head, and gave up His spirit” (John 19:30). Jesus died, was placed in a grave, and was resurrected to life on the third day (Acts 2:23-24; 4:10; 10:40; 1 Cor 15:3-4), never to die again (Rom 6:9). Jesus’ death and resurrection means He conquered sin and death. He accomplished what we cannot: our salvation. Eternal salvation is now available to everyone, and “whoever believes in Him will not perish, but have eternal life” (John 3:16).

The only sin that keeps a person out of heaven is the sin of unbelief. The apostle John wrote, “He who believes in Him is not judged; he who does not believe has been judged already, because he has not believed in the name of the only begotten Son of God” (John 3:18). Jesus, speaking to unsaved persons, said, “You search the Scriptures because you think that in them you have eternal life; it is these that testify about Me; and you are unwilling to come to Me so that you may have life” (John 5:39-40). And Jesus pointed out that the world as a whole is convicted by God the Holy Spirit of one sin, the sin of unbelief, “because they do not believe in Me” (John 16:9). Negative volition is the reason why unbelievers do not receive eternal life.

For those who reject Christ as Savior, their future is one of eternal separation and punishment away from God for all eternity, for “if anyone’s name was not found written in the book of life, he was thrown into the lake of fire” (Rev 20:15). This need not happen. Hell is avoidable to the one who trusts in Christ as Savior, believing the gospel message “that Christ died for our sins according to the Scriptures, and that He was buried, and that He was raised on the third day according to the Scriptures” (1 Cor 15:3-4). And this salvation is a gift from God (Rom 3:24; 6:23), offered by grace alone (Eph 2:8-9), through faith alone (Gal 2:16; 3:26; 2 Tim 3:15), in Christ alone (John 14:6; Acts 4:12), totally apart from human works (Rom 4:5; Eph 2:8-9; Tit 3:5). Once we understand who Christ is and what He’s accomplished for us on the cross, we can then exercise our faith by trusting in Him as our Savior. Once we have trusted in Christ for salvation, God then bestows on us forgiveness of sins (Acts 10:43; Eph 1:7), the gift of righteousness (Rom 5:17; Phil 3:9), eternal life (John 10:28), and many other blessings (Eph 1:3). For lost sinners, the matter is simple, “Believe in the Lord Jesus, and you will be saved” (Acts 16:31). Believing in Jesus means we trust Him to do for us what we cannot do for ourselves: to save us. We need only Christ. No one else. Nothing more. Jesus alone saves, and He saves us forever.

Dr. Steven R. Cook

If this article has enriched your understanding and walk with Christ, and you feel led to support my ministry, your generosity is greatly appreciated. Your gifts enable me to continue sharing the gospel of grace and providing in-depth biblical teachings. Thank you for partnering with me in this mission.

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[1] Arnold G. Fruchtenbaum, God’s Will & Man’s Will: Predestination, Election, & Free Will, ed. Christiane Jurik, 2nd Edition. (San Antonio, TX: Ariel Ministries, 2014), 44.

[2] David L. Allen, “A Critique of Limited Atonement,” in Calvinism: A Biblical and Theological Critique, ed. David L. Allen and Steve W. Lemke (Nashville, TN: B&H Academic, 2022), 71.